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October 12, 2016

Medi-Cal Long Term Care Coverage

YOU CAN GET LONG TERM CARE COVERED BY MEDI-CAL AND YOU DO NOT HAVE TO GIVE UP YOUR ASSETS

Listen up. I have just attended a seminar with a set of attorneys that have for 45 years gotten 90% of long term health care paid for by Medical. And they did not have to give up all their assets.

It is a little known provision of the Social Security Act (Title 19) Call Medicare Catastrophic Coverage Act (MCCA). It is a benefit provided by Social Security by the State and Federal Government administered through Medi-cal. It is a benefit you have paid for by your taxes over the years.

It is not for people who do not have any or have little assets. They could get Medi-cal easily. It is not for the very rich who can afford to pay their own costs. It is for people who have a house and some stocks and bonds and would like not to spend themselves into impoverishment by huge long term health care costs. They would like to be able to bequeath assets to their families, for example. Or, maybe they will get better and leave the facility and need to take care of themselves financially afterwards.

Everyone knows that when you apply for Medical, the state tells you that you must divest yourself of all but $2,000. However, it is a lie. You do have to know the rules and have to prepare before you are ill, and you will have to pay an attorney to do this for you so it is not cheap, but it is a whole lot better than going into abject poverty to provide yourself with healthcare.

So I have the name of the Attorney group who does this, and only this, email, text or call me and I will put you in touch with them.